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BLOODY HELL!
Really glad to hear you came away not too badly off, I'm sure you'll have a few aches and pains in the morning. Hope you get back on the road really soon. Stu
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Rock Hard & Ride Safe. Stu 2004 R1200GS Sold ![]() 2009 R1200GS Due soon! ![]() I'm only wearing black until they find something darker! SAVED PLANET ROCK!
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Wow!!! Hate to see that. I know you're aware of how lucky you are to be pretty much OK. It could have been much worse and I'm thankful that you're OK. All the gear surely does pay off. All we can do is be as careful as we can be, looking out for the other guy and hope if it does happen we're as fortunate as you. Good luck with repairs and get back on the road soon.
Jim |
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I will tell you what I know from me being rear ended this summer.
1. If driver of cage was issued a citation makes it a little easier but first and foremost Piece One is your property claim i.e. a new bike. Also a rental if this can be accommodated. This should be done immediately. 2. This piece is bodily injury claim and pain and suffering. BI is basically your expenses (medical costs) if your are insured and your insurance picks up medical costs they can subrogate (make a claim against you for any of their cost from whatever you are awarded) so make sure you keep good records. Also your pain and suffering is basically a factor equation and is somewhere between 2 to 3 times medical cost. Do not be in a hurry to settle! Piece two of this has some statute of limitations. Here in Oklahoma it is 2 yrs. You would need to find out what your states is. Remember the claims departments job is to settle this for as little as possible and they have staff attorneys that cost them very little in relationship to what it can cost you. Also when you talk to claims dept. do not let them record you they can take all the written notes they want but no recordings. Be patient but you do not need to hire an attorney just yet. Also I am not an attorney and I am glad you are not hurt anymore than you were
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"Raptus Regaliter" Last edited by smokeyokc; 07-Dec-2007 at 09:28 PM (144). |
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Just go see a lawyer. Most insurance companies want to stay out of court and and will settle for the full amount of the personal injury policy. This is the word from a guy whose lawyer went after his insurance because the other guy didn't have any and I got $$$. Amazingly, I even got $$$ from the policy on my auto, which is with another company.
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Glad you are not badly hurt, as it could have been a lot worse.
First of all, try to find a witness or two, as they are worth their weight in gold. I would not hire an attorney just yet, as you can do that at any time. Hiring an attorney now, will cost you a third of what you settle for. Do give the other company a recorded statement of what happened. Also, Pain and Suffering is normally three time your medical bills, lost wages and other stuff combined. Also, you can get lost wages if any and you also can get loss of Consortium, which is your inablilty to have sex with your partner due to the accident (this is a legitimate factor in your pain and suffering) . It is normally calculated by how many times a week you have sex with your partner, then calculating how much it would cost if you had to go our and buy it. For instance, if it would cost you $100.00 each time to buy it, and you have sex twice a week, and it takes you two months to recuperate, then: Then it would be, eight weeks at twice a week would come to sixteen times $100.00 it would cost you to go out and have sex. SO, Sixteen times at $100.00 per time would be a loss of $1,600.00, to add to your pain and suffering. Then, add your missed work days due to the accident, how much you make a day time the days you were out due to your accident. Add your medical bills to that, then come up with a total then they should pay you three times that amount. But whatever you do, when you take that recording statement, tell them how much you are hurting and that you have already been to a doctor and will have to return until he releases you. If you have any questions in what I have written, please contact me by email and I will give you my phone number and we can talk. NO, I am not an attorney, but was an insurance adjuster for many years and handled many an accident. |
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