Freeway Pileup (3 cars) - Page 2 - BMW R1200GS Forum : R1200 GS Forums
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post #11 of 18 (permalink) Old 04-Dec-2016, 08:44 AM (613)
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Me, too, JetSpeed. With USAA since Army days in 70s, cars and home. They, USAA, were the same price as progressive, or nearly so, iirc. I had been with Progressive since 2004, and when I got the GS, from a 1200 roadster, the price increased from about 1k to over 2k. No differences in coverage, or garaging or address or anything, just the price bump.

I liked progressive, and USAA, talked with them and they understood my switching, but were themselves surprised they couldn't do anything about it.
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post #12 of 18 (permalink) Old 04-Dec-2016, 12:10 PM (757)
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Something that goes along with your experience:
When I had my 2001 and 2005 GS's the USAA/Progressive rate was very good, but when I purchased the 2013 GS new their rate was way out of whack (like 4X what I had been paying) and I left them for Allstate which was not much more than I had been paying, after about 6 months I checked USAA/Progressive again and the rates on the new LC GS were back in-line so I switched back.

Back to the OP's crashed bike; I was at the dealer a few months ago that had a crashed GS in that didn't look any worse than that and the insurance company was totaling it.

2013 R1200GSW
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post #13 of 18 (permalink) Old 05-Dec-2016, 10:29 AM (687)
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Originally Posted by Sed8r View Post
Guy merged onto heavy freeway traffic (moving about 50mph) at 75+mph, then he had to slam on his brakes because the cars in front of him were going, as I said, about

First accident of any kind, motorcycle or vehicle. Bummed that now that the weather isn't hellish (San Antonio) I'm not riding.
glad you are okay

any damage to your own gear? .. what is your gear?
the bike repair will be around $6000 I'm sure.
the front wheel alone is like $1500.

so 277 miles on the bike only? ... that sucks. sorry for your accident, be happy you are alright!

2016 1200GS ADVENTURE WITH ALL THE GOODIES
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post #14 of 18 (permalink) Old 11-Dec-2016, 06:59 PM (041)
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Motorcycle Accident Attorney

You should call a good motorcycle accident attorney!
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post #15 of 18 (permalink) Old 11-Dec-2016, 11:07 PM (213) Thread Starter
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You should call a good motorcycle accident attorney!
I've heard of Ambulance chasers... lol - kidding (I think?). Jumping in a forum online and creating a profile to make your first and only post on a motorcycle accident crash story to solicit clientele... Keep it classy!

In all seriousness, I have engaged an attorney on my behalf. Thanks for the advice, it's good advice, irrespective of the propriety of the solicitation on an internet forum, lol...
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“There are only three sports: bullfighting, motor racing, and mountaineering; all the rest are merely games.” -- Ernest Hemingway
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post #16 of 18 (permalink) Old 13-Dec-2016, 07:40 AM (569)
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I am glad that you are "o.k." but..

Suggestion? To avoid future mishaps...keep a high event horizon. What does that mean? Look way down the road. If you can't because a vehicle like that truck, bus or SUV prevents that either back way off, or better yet change to another lane.

As you look way ahead, not only can you see what's up close, you can see trends in traffic developing and have time to Search, Identify, Predict, Decide and Execute (SIPDE). I have avoided some nasty accidents that would have been my fault using this method.

My wish for the new year? Nobody here gets in any preventable accidents!

- John
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post #17 of 18 (permalink) Old 13-Dec-2016, 07:49 AM (576) Thread Starter
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Originally Posted by Bumblebee View Post
Suggestion? To avoid future mishaps...keep a high event horizon. What does that mean? Look way down the road. If you can't because a vehicle like that truck, bus or SUV prevents that either back way off, or better yet change to another lane.

As you look way ahead, not only can you see what's up close, you can see trends in traffic developing and have time to Search, Identify, Predict, Decide and Execute (SIPDE). I have avoided some nasty accidents that would have been my fault using this method.

My wish for the new year? Nobody here gets in any preventable accidents!

- John
Good advice, to be sure. Like I wrote, I've got many thousands of miles (>50K) on a bike with no accidents or tickets - due to using good defensive riding techniques like this. However, when merging in to heavy traffic, one simply cannot put a cushion between you and the vehicles in front/behind/to the side. To merge, you have to take the space available to you, as stopping and waiting on the on ramp for a big open space is a recipe for getting hit from behind. I was doing a head-check to get out of my lane into a more open lane right before the tail lights and tire screeching started. Unfortunately, there were vehicles in that lane as well.

Sometimes you just get taken out by other drivers decisions.

“There are only three sports: bullfighting, motor racing, and mountaineering; all the rest are merely games.” -- Ernest Hemingway
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post #18 of 18 (permalink) Old 15-Dec-2016, 09:53 AM (662)
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Originally Posted by Sed8r View Post
Good advice, to be sure. Like I wrote, I've got many thousands of miles (>50K) on a bike with no accidents or tickets - due to using good defensive riding techniques like this. However, when merging in to heavy traffic, one simply cannot put a cushion between you and the vehicles in front/behind/to the side. To merge, you have to take the space available to you, as stopping and waiting on the on ramp for a big open space is a recipe for getting hit from behind. I was doing a head-check to get out of my lane into a more open lane right before the tail lights and tire screeching started. Unfortunately, there were vehicles in that lane as well.

Sometimes you just get taken out by other drivers decisions.
I've been on two wheels for 40 years now, over that time I have amassed something like 750K + miles. I have only had one accident, if I had been more observant and had the presence of mind most likely was preventable, but it involved some putz in a pickup truck speeding through a parking lot then screeching to stop broadside across the driveway just as I was coming in. Didn't expect that. The strip mall had video cameras which proved that I was only 10% at fault but the pickup driver was liable for 90%. Bike was an easy fix, but I was not. All good now though.

- John
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